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Eligibility for Retirement

8.2.8.2 Definition of a USG Retiree/Eligibility for Retirement

Effective November 1, 2002, to be eligible for retirement from the USG, an employee must meet one of the following four conditions at the time of his/her separation from employment, regardless of the retirement plan elected by the employee:

  1. An employee must have been employed by the USG for the last ten (10) years in a regular, benefitted position and have attained age 60; or,
  2. An employee must have at least twenty-five (25) total years of benefitted service established with a State of Georgia sponsored retirement plan, of which the last five (5) years of employment must have been continuous and with the USG. An early pension benefit penalty will apply to an individual who elects to participate in the Teachers Retirement System of Georgia, or in the Employees Retirement System, if he/she decides to retire with between twenty-five (25) and thirty (30) years of benefitted service, prior to attaining age 60; or,
  3. An employee must have at least thirty (30) total years of benefitted service established with a State of Georgia sponsored retirement plan, of which the last five (5) years must have been continuous and with the USG; or,
  4. An employee must be deemed to be totally and permanently disabled, as documented through the receipt of disability benefits from Social Security or from the Teachers Retirement System of Georgia, following nine and one-half (9.5) years of continuous service to the USG in a regular, benefitted position.

An individual who has retired from another State of Georgia sponsored retirement plan may not count such retirement service toward meeting the eligibility criteria for retirement from the USG (BOR Minutes, October 2002).

Please note that an early pension benefit penalty will apply to TRS participants who decide to retire anywhere between 25 and 30 years of service, prior to reaching age 60. TRS members may retire at any age after 30 years of service, without penalty.

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