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SMMC Frequently Asked Questions

What is the Student Money Management Center (SMMC) policy on confidentiality?

None of the information provided to the SMMC staff will ever be shared with any other member of the UNG or outside community unless express permission is granted. The SMMC is dedicated to upholding the students' right to confidentiality. The issue of confidentiality is especially important in the personal consultations - where personal financial information is discussed.

Why is the SMMC needed at UNG?

Studies all over the country have shown that college students are entering college with high debt levels and expanding this consumer debt throughout–not including student loans! With this information and a growing awareness of the need for increased financial literacy, UNG is committed to providing students with the opportunity to strengthen and broaden their money management knowledge and skills.

What services are offered?

The SMMC offers workshops, seminars, presentations and unlimited personal consultations, as well as access to online financial resources.

The workshops, seminars, and presentations cover a variety of financial issues affecting college students of any age and life situations. Students can stay informed on personal financial and money management issues by visiting the SMMC website.

The personal consultations are confidential sessions between a student and a SMMC professional. A consultation targets specific needs and creates a personalized action plan for financial success. Students can schedule a consultation anytime or walk-in during normal office hours throughout the calendar year.

What if I am in a relationship? Can you meet with my significant other?

The SMMC staff encourages students sharing financial responsibilities with anyone in their lives to bring that relevant person to a personal consultation session. Many friendships and relationships have been negatively impacted by the lack of shared financial values and habits. The SMMC promotes proactive communication, understanding, and adaptation in relationships when discussing finances.

Will you help me throughout my college career?

The SMMC is committed to partnering with students from the moment they begin their college experience to graduation and beyond. We have many different programs tailored to the varying experiences and needs of students throughout their college careers. The needs of both traditional and non-traditional students are important, and the SMMC will tailor its programs and consultations to these diverse situations.

Can you give me investment advice?

The SMMC does not offer personalized investment advice. Since our primary focus is to improve financial literacy, we target our efforts towards money management. We are happy to work with students who want to understand basic investments and relevant concepts.

How would a personal consultation benefit me?

SMMC professionals help you gain the knowledge and skills you need to successfully manage your financial life. Personal consultations are focused on the areas of immediate interest or need to the individual. SMMC professionals work with you to achieve the following financial milestones:
  •  Learn how to wisely spend and save money throughout college
  •  Increase knowledge of important financial topics and build money management skills
  •  Understand how to manage credit and debt
  •  Gain the skills to be financially successful throughout life

What can SMMC representatives NOT help me with?

SMMC professionals cannot do the following:
  • Do financial tasks for you
  • Make financial decisions for you
  • Offer personalized investment advice
  • Sell financial products or services during sessions

When is the SMMC available to help me?

Students can schedule a consultation anytime or walk-in during normal office hours throughout the calendar year.

What should I bring to my money management personal consultation?

You should bring or have access to documentation that relates to your financial situation. This could include:
  • Bank account statements
  • Credit card statements
  • Loan information
  • A list of your expenses and income

How often do I need to meet with my SMMC professional?

You should meet with your SMMC professional regularly until you are confident that you have the knowledge and skills to successfully manage your financial life. You can schedule check-ups throughout your college career to make sure you stay on the right path to financial success.

Is there any charge for SMMC services?

No, all services including class-room presentations, workshops and personal consultations, offered by the SMMC are free of charge for UNG students.

Office Hours

Dahlonega Campus - Stewart Center, Room 261

  • Monday through Thursday, 8 a.m. to 5 p.m.
  • Friday 8 a.m. to 3 p.m.

Gainesville Campus - Student Center, Room 333

  • Monday through Thursday, 8 a.m. to 5 p.m.
  • Friday 8 a.m. to 3 p.m.

Oconee Campus - Student Resource Center, Room 564

  • Wednesday, 10 a.m. to 2 p.m.
  • Virtual appointments are also available

Cumming and Blue Ridge campuses 

  • No regular office hours.
  • Personal consultations may be arranged via email: smmc@ung.edu

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