Back to Top
Skip to Site Search Skip to Utility Nav Skip to Top Nav Skip to Left Nav Skip to Content
Close Main Menu

Resources & Tools

Free Featured Tool: Cash Course

This free, online service gives you personal finance tools to help you build real-life-ready financial skills.

Budgeting Tools

It all starts with a budget!  Without proper planning and monitoring of your income and expenditures, any financial advances that you make aren't really success... they're luck.  Use these tools to help identify areas where you could cut back spending and save towards future goals.  You can also bring your completed budgeting worksheet by the SMMC and let us help you personalize your budget in a one-on-one consultation.

  • Budgeting worksheet Download this handy worksheet to track your monthly income vs. expenses.
  • Stay at home or go on your own?  Enter your financial information into this budgeting tool to determine the financial impact of living at home, off campus, or in the dorms.
  • UNG SMMC money saving tips (PDF)  Here are a few ideas where you can immediately cut costs and save money.
  • Spending Log (PDF)  Use this worksheet to track how much you spend on each item you purchase for a week. After you list each item, determine if each purchase was a need or a want, total your expenses and answer the questions below.
  • Mint Set a budget, track your goals and do more with your money     
  • MyMoney More than 20 federal entities coordinating and collaborating to strengthen financial capability and increase access to financial services fro all Americans   

Financial Calculators

How long will it take you to pay back your college loans?  How much car can I afford?  How fast will my investments grow?  You can take a first step towards answering those questions and more by using these free financial calculators.  Make an appointment with the SMMC to discuss your results and let us help you make the right decisions regarding your personal finances.

  • Salary by degree  Here's a list of average starting salary by degree.  Remember that there can be large variations in starting salary depending on where you want to live.
  • Loan payment calculator  Use this calculator to estimate your monthly payment based on your balance, interest rate and repayment period.  It also helps you estimate the salary you'll need to comfortably make these payments.
  • Fixed vs. minimum payment calculator  Credit card minimum payments are a trap to keep you in debt longer.  See the difference in both time and interest accrued using a fixed payment amount instead of just the minimum.


Here are some links to popular personal finance websites.  Review any information you think may be relevant to your personal life with a member of the SMMC staff.

UNG follows Section 508 Standards and WCAG 2.0 for web accessibility. If you require the content on this web page in another format, please contact the ADA Coordinator.

Back to Top