Student Health Insurance
The University System of Georgia provides eligible students with access to a comprehensive and competitively priced Student Health Insurance Plan (SHIP).
UNG strongly recommends that students carry health insurance. However, this is an optional recommendation for most student populations. Students who are required to have health insurance will be notified by their program representative.
These current populations are required to have health insurance:
- Graduate Assistants receiving a full tuition waiver or fellowship
- International Students (F or J visa status)
- Doctor of Physical Therapy and Post Professional Doctor of Physical Therapy Students
Students in mandatory enrollment categories who wish to waive the student insurance plan must meet specific insurance coverage requirements. Read more about the requirements here: Eligibility and Minimum Requirements | University System of Georgia
To request a waiver, students will click on “waive coverage” and follow the prompts on this link: https://studentcenter.uhcsr.com/school-page/
All other student types and graduate programs are exempt from this requirement unless otherwise notified by their program representative.
- Enroll in SHIP: USG Student Health Insurance
- Payment:
- Students in one of the required categories above will have the SHIP insurance automatically added to their UNG fee bill unless they waive the coverage.
- Students, not required, but opting into the insurance will make payment directly to the SHIP insurer at time of enrollment.
- Questions regarding SHIP:
- Students in mandatory enrollment categories:
- Email all questions to well-being@ung.edu
- Students opting into SHIP coverage should reach out to the provider with all questions:
- SHIP – UnitedHealthcare Customer Service: 1-800-767-0700
- customerservice@uhcsr.com
- Students in mandatory enrollment categories:
USG SHIP 2026-2027 Plan Benefit Highlights and Plan Premiums
| USG SHIP Benefits | |
|---|---|
|
Annual Individual Deductible |
$500 |
|
Coinsurance Percentage |
80% |
|
Out-of-Pocket Maximum |
$6,350 in-network/$10,500 out-of-network |
|
Non-SHC Office Visit Copays |
$20/$20 |
| Prescription Drug Copays |
$25/$50/$75 |
| Lifetime Benefit Limit |
Unlimited |
| Annual Premiums | Mandatory Premium | Voluntary Premium |
|---|---|---|
|
Student Only |
$3,142 | $4,402 |
|
Spouse |
$3,455 | $4,842 |
|
Child |
$3,455 | $4,842 |
|
All Children |
$6,909 | $9,686 |
| All Dependents |
$10,356 |
$14,527 |
*Prices/fees are subject to change without notice.