Student Health Insurance

Graduate assistants, international students, and students accepted in the Doctor of Physical Therapy program are required to have health insurance. All other student types and graduate programs are exempt from this requirement, but the University System of Georgia does provide a voluntary health insurance plan for students in need of coverage.

Any student needing health insurance can visit the USG Student Health Insurance Program (SHIP) website to find out more information about this health insurance program.

USG SHIP 2024-2025 Plan Benefit Highlights and Plan Premiums

USG SHIP Benefits

Annual Individual Deductible

USG SHIP Benefits $500

Coinsurance Percentage

USG SHIP Benefits 80%

Out-of-Pocket Maximum

USG SHIP Benefits $6,350 in-network/$10,500 out-of-network

Non-SHC Office Visit Copays
(PCP/Specialist)

USG SHIP Benefits $20/$20
Prescription Drug Copays USG SHIP Benefits

$25/$50/$75

Lifetime Benefit Limit USG SHIP Benefits

Unlimited

Annual Premiums Mandatory Premium Voluntary Premium
Annual Premiums

Student Only

Mandatory Premium $2,936 Voluntary Premium $4,114
Annual Premiums

Spouse

Mandatory Premium $3,229 Voluntary Premium $4,525
Annual Premiums

Child

Mandatory Premium $3,229 Voluntary Premium $4,525
Annual Premiums

All Children

Mandatory Premium $6,457 Voluntary Premium $9,052
Annual Premiums All Dependents Mandatory Premium

$9,687

Voluntary Premium

$13,577