Student Health Insurance
Graduate assistants, international students, and students accepted in the Doctor of Physical Therapy program are required to have health insurance. All other student types and graduate programs are exempt from this requirement, but the University System of Georgia does provide a voluntary health insurance plan for students in need of coverage.
Any student needing health insurance can visit the USG Student Health Insurance Program (SHIP) website to find out more information about this health insurance program.
USG SHIP 2024-2025 Plan Benefit Highlights and Plan Premiums
USG SHIP Benefits | |
---|---|
Annual Individual Deductible |
USG SHIP Benefits $500 |
Coinsurance Percentage |
USG SHIP Benefits 80% |
Out-of-Pocket Maximum |
USG SHIP Benefits $6,350 in-network/$10,500 out-of-network |
Non-SHC Office Visit Copays |
USG SHIP Benefits $20/$20 |
Prescription Drug Copays | USG SHIP Benefits
$25/$50/$75 |
Lifetime Benefit Limit | USG SHIP Benefits
Unlimited |
Annual Premiums | Mandatory Premium | Voluntary Premium |
---|---|---|
Annual Premiums
Student Only |
Mandatory Premium $2,936 | Voluntary Premium $4,114 |
Annual Premiums
Spouse |
Mandatory Premium $3,229 | Voluntary Premium $4,525 |
Annual Premiums
Child |
Mandatory Premium $3,229 | Voluntary Premium $4,525 |
Annual Premiums
All Children |
Mandatory Premium $6,457 | Voluntary Premium $9,052 |
Annual Premiums All Dependents | Mandatory Premium
$9,687 |
Voluntary Premium
$13,577 |