Graduate assistants, international students, and students accepted in the Doctor of Physical Therapy program are required to have health insurance. All other student types and graduate programs are exempt from this requirement, but the University System of Georgia does provide a voluntary health insurance plan for students in need of coverage.
Any student needing health insurance can visit the USG Student Health Insurance Program (SHIP) website to find out more information about this health insurance program.
USG SHIP 2023-2024 Plan Benefit Highlights and Plan Premiums
| USG SHIP Benefits | |
|---|---|
|
Annual Individual Deductible |
$500 |
|
Coinsurance Percentage |
80% |
|
Out-of-Pocket Maximum |
$6,350 in-network/$10,500 out-of-network |
|
Non-SHC Office Visit Copays |
$20/$20 |
| Prescription Drug Copays |
$25/$50/$75 |
| Lifetime Benefit Limit |
Unlimited |
| Annual Premiums | Mandatory Premium | Voluntary Premium |
|---|---|---|
|
Student Only |
$2,856 | $4,002 |
|
Spouse |
$3,141 | $4,402 |
|
Child |
$3,141 | $4,402 |
|
All Children |
$6,281 | $8,805 |
| All Dependents |
$9,423 |
$13,207 |