Student Health Insurance

Graduate assistants, international students, and students accepted in the Doctor of Physical Therapy program are required to have health insurance. All other student types and graduate programs are exempt from this requirement, but the University System of Georgia does provide a voluntary health insurance plan for students in need of coverage.

Any student needing health insurance can visit the USG Student Health Insurance Program (SHIP) website to find out more information about this health insurance program.

USG SHIP 2024-2025 Plan Benefit Highlights and Plan Premiums

	USG SHIP Benefits
Annual Individual Deductible	$500
Coinsurance Percentage	80%
Out-of-Pocket Maximum	$6,350 in-network/$10,500 out-of-network
Non-SHC Office Visit Copays (PCP/Specialist)	$20/$20
Prescription Drug Copays	$25/$50/$75
Lifetime Benefit Limit	Unlimited

Annual Premiums	Mandatory Premium	Voluntary Premium
Student Only	$2,936	$4,114
Spouse	$3,229	$4,525
Child	$3,229	$4,525
All Children	$6,457	$9,052
All Dependents	$9,687	$13,577

Our Commitment To Our Students, Faculty, And Staff

At the University of North Georgia, we deeply value and uphold the cherished right of every American to freely express themselves. It is a hallmark of our history, our tradition, and permeates our culture. As a distinguished Senior Military College, with a legacy spanning over 150 years, we take great pride in our role of cultivating leaders who tirelessly defend these fundamental freedoms for all citizens. The legacy of our graduates in this regard is second to none.

As campus leaders, our primary responsibility is to cultivate an academic environment that ensures this exchange of ideas and the safety of our community. Across all five campuses, we are committed to fostering a welcoming atmosphere where individuals feel empowered to freely express themselves and engage in exploration and learning. However, it is essential that these rights are exercised in a manner that upholds our academic mission, preserves the safety of all, and is in accordance with our institutional policies, without unlawful behavior. This means breaking the law, harassment, intimidation, trespassing, violence, and other criminal acts will not be tolerated at the University of North Georgia.

Together, let's uphold the principles of respect, understanding, and civility as we equip our students to walk toward their purpose.

Bold Forward!