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    Student Health Insurance

    Graduate assistants, international students, and students accepted in the Doctor of Physical Therapy program are required to have health insurance. All other student types and graduate programs are exempt from this requirement, but the University System of Georgia does provide a voluntary health insurance plan for students in need of coverage.

    Any student needing health insurance can visit the USG Student Health Insurance Program (SHIP) website to find out more information about this health insurance program.

    USG SHIP Plan Benefits Highlights and Plan Premiums - 2022-2023

    USG SHIP Benefits

    Annual Individual Deductible

    $500

    Coinsurance Percentage

    80%

    Out-of-Pocket Maximum

    $6,350

    Non-SHC Office Visit Copays
    (PCP/Specialist)

    $20/$20
    Prescription Drug Copays

    $25/$50/$75

    Lifetime Benefit Limit

    Unlimited

    Annual Premiums Mandatory Premium Voluntary Premium

    Student Only

    $2,671 $3,744

    Spouse

    $2,938 $4,118

    Child

    $2,938 $4,118

    All Children

    $5,876 $8,237
    All Dependents

    $8,815

    $12,355

    • USG Student Health Insurance Program (SHIP)
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